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¹APR=Annual Percentage Rate. Limited time offer is effective July 1, 2015 and subject to change without notice. All loans are subject to credit approval and program guidelines. Rates are based on creditworthiness, so your rate may differ. Member pays no closing costs. Promotional 3.00% APR does not include items such as pre-paid interest, optional owner’s title insurance, and optional escrow services, which could increase the effective APR. Loan must be for a primary residence, in first lien position, with a maximum loan to value ratio of 80%, max debt to income ratio of 43%. Mortgage Loan Payment Example: $100,000 mortgage for a term of 180 months (15 years) at 3.00% (3.00% APR) will result in a monthly payment of $690.59. Payment example does not include amounts for taxes and insurance. The monthly obligation will be greater if taxes and insurance are included, and an initial customer deposit may be required if an escrow account for these items is established. Additional restrictions may apply. All terms and conditions are subject to change without notice. Existing KY Telco mortgage loans do not qualify. Contact us for additional details at (502)459-3000.
Whether you’re purchasing your first home or refinancing your existing one, we can help. Our Mortgage Loan Center offers a complete selection of real estate products to meet your home loan needs.
Kentucky Telco Federal Credit Union and its employees who are Mortgage Loan Originators are registered in the Nationwide Mortgage Licensing System (NMLS). Their identification numbers are as follows:
|Kentucky Telco Federal Credit Union||456634|
|Mercedes Casa Del Valle||476462|
|Lou Ann Blatz||1008175|
|Matthew R. Holbrook||434710|
|Adam M. Reynolds||191691|
|Amber N. Vogt||844747|
|Katie A. Abner||488902|
To contact the NMLS, go to nmlsconsumeraccess.org. For more information on homebuying, please click here.
We offer low, fixed rates on 10-year, 15-year, 20-year, and 30-year mortgages with low closing costs
Sometimes, life throws a few curve balls. When it does, the equity in your home may help you handle home repairs, car repairs, or other unexpected expenses. A Home Equity Line of Credit from Kentucky Telco can give you the piece of mind and spending power you need at a moment’s notice.
- Rates as low as 4.00% APR*
- Low closing costs**
- Revolving line of credit means you have the flexibility to borrow funds as you need them, up to your credit limit
- Potential tax savings — the interest may be tax deductible (consult your tax advisor)
Need help selecting the best home loan option? Fill out the form below and we will get in touch with you.