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Celebrating 80 Years.
Kentucky Telco celebrates its 80th anniversary this year...
and we are honored that you continue to choose us as your financial institution. When we measure our ultimate success, the satisfaction of our members is the only benchmark
Thank you, members!
What's New in 2014?
It is a new year and Kentucky Telco continues to look for ways to enhance our products and services to meet the changing needs of our members. In March, we are changing our VISA Platinum Credit Card processing program. By changing card vendors we will be able to offer these member benefits:
- Online access to Credit Card information on e-Teller.
- Immediate credit for payments made by transferring directly from your Telco accounts through e-Teller, or in a branch.
- Electronic payment of Credit Card bills through e-Pay.
- Expanded reward options through Extra Awards.
- Easy access to reward points through e-Teller.
- Storage of e-Statements on e-Teller.
The best news is that Telco is working to make this transition easy for you.
- Interest rates will remain at the same great low rates.
- Your credit card number will remain the same.
- All recurring electronic payments that are already established will remain the same.
- You will continue using your existing card just as you do today.
- Existing CU Reward Points will transfer automatically to the new Extra Awards program.
- The points that you earn per dollar spent will remain at 1 point for each $1 spent.
- Expanded rewards include more gift card options as well as continued travel award options.
- Points can be tracked through e-Teller.
Look for more information about Kentucky Telco’s new Credit Card Program in the mail and in future Moneylines.
You don’t have a Kentucky Telco Platinum VISA Credit Card?
Now is a great time to apply. You don’t want to miss out on the extra rewards and low rates! Rates can be as low as 8.9% APR*! Let us get your application started now.
Call (502) 459-3000/(800) 292-9490 today!
*APR=Annual Percentage Rate. Kentucky Telco’s best rate is effective January 1, 2014 and could change at any time without notice. New Cardholder’s rate will be based on a credit profile and is subject to credit approval.
1930s Frugality in 2014
While today’s economy may seem like a far cry from the Depression era, everyone, from the savers to the spenders can benefit from thinking with a little 1930s frugality in mind.
Here are a few tried and true tips on making that dollar stretch:
- Buy used. Many people assume if it had been used before it is not as worthy as if it were new. Would you pay $30 for a new book today when you can wait a few weeks and purchase a used one at a discounted price? Why not visit your neighborhood flea market or local non-profit for anything from clothing, books, furniture, and even jewelry? You might be pleasantly surprised at what you may find!
- Enjoy life’s simpler and less expensive pursuits. Yes, it is fun to try new restaurants and spend nights out on the town every week - and also a great opportunity to make a nice dent in one’s wallet. Cutting at least two nights out a week can help put dollars back in the bank. How about replacing a few nights out with a few nights in? Have friends over to play board games or charades. Instead of making dinner for a group, why not have each guest bring a dish to help cut down on cost? Staying in CAN be fun.
- Homegrown foods. If you can grow your own vegetables do so! How many of us have wasted money by forgetting vegetables in the fridge, only to find it looking like something from outer space? By growing your own fruits and vegetables you can slash that grocery store bill and reap the benefits of its natural and nutritious value. It’s a win-win!
- Go over every expense with a fine tooth comb. Never let an expense or purchase go by without reviewing it. Do you truly need it? Is this a need or a want? When it is determined that the purchase is necessary, don’t be afraid to shop around until the lowest price is found. Tap into your bargain hunter self and start saving!
- You can do it! Instead of calling someone to fix something that broke, try fixing it yourself first. We live in a society where we tend to hire people to do the most basic repair and maintenance. But remember, most repairs aren’t nearly as difficult as they may appear, and that you can do much of it on your own with a how-to book, a little time, and patience.
- Save, Save, Save.Need we say more?
News & Events
Annual Meeting Notice
Mark your calendars! The Board Elections and Annual Meeting will be held on:
Monday, February 10th, 2014
Buechel Woman’s Club
3738 Pulliam Drive
Louisville, KY 40218
Doors will open at 5:00 PM. The meeting will be called to order at 6:00 PM, and registration will close at 6:30 PM. The election will take place at 6:30 PM.
Board Nominees Named
Jackie White, Chair of the Nominating Committee, reports that the Committee has recommended the following individuals to seek election to the Board of Directors:
- Only members of record may vote, and each member shall have only one (1) vote.
- Each member desiring to vote shall register upon arrival at the annual meeting. Registration will begin at 5:00 PM on the meeting date and will close exactly at 6:30 PM, or upon the motion and vote by membership, to close registration. Once members in attendance at the meeting have voted to close registration, no late arrivals will be allowed to register to vote in the election.
- No one under the age of sixteen (16) years shall be entitled to vote.
- All voting shall be done by written ballot. Only candidates properly nominated will be included on the ballot. No nominations will be accepted from the floor.
- Only three (3) candidates can be voted for on any one ballot.
- If a member makes a mistake, or wishes to make a change on his or her ballot, they may turn in the ballot containing the error and a new one will be issued. Ballots containing any alterations, strikethroughs or excess votes will not be counted.
- Results of the election will not be final until the Election Committee has verified the results.
Josh Williams Awarded the 2013 Richard B. Zimmerman Award
The Kentucky Credit Union League honored three leaders from member credit unions with Kentucky Distinguished Awards at an award ceremony held earlier this month at the league’s 79th Annual Meeting & Convention. Among the honorees, was our very own Josh Williams who was presented the 2013 Richard B. Zimmerman Outstanding Young Leader Award. This award is presented annually to the young person who has demonstrated the highest dedication and achievement in Kentucky’s credit union movement.
Our branches will be closed to observe the following holiday:
Martin Luther King Day
Monday, January 20th