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Kentucky Telco Credit Union is more than just a place to put your money. It’s where you’ll find a complete array of financial services, 24-hour account access, and the unbeatable personal service of a local credit union—everything you need for a healthy financial life. Whether you’re just starting out, need the best rate on a loan or seeking the highest rate on a deposit, Kentucky Telco is the credit union for you. Contact us today and discover a world beyond banking!
Kentucky Telco Credit Union was established in 1934 for the benefit of the Southern Bell Telephone and Telegraph employees in Louisville, Kentucky. Changes in federal field of membership regulations in the 1990s allowed the inclusion of Select Employee Groups (SEGs) in the our field of membership, allowing us to provide services to over 700 employee groups that would not otherwise have access to the advantages of a credit union.
In December of 2015, members voted “Yes” to a state charter conversion, expanding the field of membership to include Daviess and Fayette counties. Membership is open to anyone who works, lives, worships, volunteers, or attends school in the following counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Madison, Daviess, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, and Woodford in Kentucky.
Kentucky Telco Credit Union has over 42,000 members throughout Louisville and Southern Indiana and $348 million in assets. With 8 Louisville locations, and a branch in Lexington and Owensboro, Telco offers a full range of deposit, lending, mortgage and investment products with access through branches, online and mobile app, and extensive ATM networks.
For over 80 years, we have committed to helping our members reach their financial goals with quality products, affordable rates, and the unbeatable personal service that members deserve.
Community Charter FAQs
What is the primary benefit of being a state charter?
The primary benefit of a state charter would provide us the ability to serve the community areas surrounding our Lexington, Louisville, and Owensboro branches. The ability to serve multiple communities is not possible under a federal charter.
Are there any changes for members?
There is absolutely no change for members. Accounts, branches, staff, Board of Directors, Management, office locations etc. all remain the same.
Did the Credit Union merge with a bank?
No. We have not merging with another financial institution.
Was the Credit Union bought by another bank or credit union?
We have not been bought by another financial institution.
Will deposits continue to be insured by the NCUA?
Deposits will continue to be insured by the National Credit Union Administration (NCUA) with same limits as before.
Are members still owners of the Credit Union?
All Kentucky Telco members will continue their ownership of the Credit Union.
Kentucky Telco's volunteer Board of Directors and Supervisory Committee is made of members just like you who bring their managerial and financial expertise to the table. Because they are all volunteers, the Board and Committee truly has every member's best interests in mind every step of the way.
Board members are responsible for setting policies, approving budgets, and helping to direct strategic planning. They evaluate operations and maintain financial performance standards for the credit union. They are also responsible for appointing the credit union's President/CEO, who reports directly to the Board.
These are the names of our distinguished board & committee volunteers:
Board of Directors
Mark Booker, Chair
Naomi Christian, Vice-Chair
Richard Dowdell, Treasurer
Jackie White, Secretary
Mark Smith, Chair
Tom Mueller, Chair
Nominating/Volunteer Recruitment Committee
Jackie White, Chair
BECOMING A VOLUNTEER
If you are interested in becoming a volunteer to your credit union and would like to be considered by the Volunteer Recruitment Committee, please fill out an application. Upon receipt, your application will be processed and you will be notified as to the action taken.
Requirements for volunteer service:
- Must be a member in good standing of the credit union.
- Must never have been convicted of a felony involving breach of trust.
- Must be at least 18 years of age.
Some of the characteristics we look for in volunteers are: common sense, a caring personality, enthusiasm, forward-thinking and a willingness to be involved.
Some of the skills we seek in volunteers are: Leadership expertise, general business experience, understanding financial matters, Accounting/Auditing experience, Public Relations experience and/or miscellaneous qualities including experience in legal/regulatory compliance, technology, marketing/sales and human resources.