VEHICLE LOANS


Auto Loans

Kentucky Telco is the place to finance your next new or used auto! You could virtually put little to no money down and get the car you've always wanted. Choose from a variety of loan terms up to 84 months and enjoy monthly payments that fit your budget. Finance up to 110% of MSRP for new vehicles and great low rates.

Refinance and reduce! If you auto loan is with another lender, you need to look at Telco's refinancing program. Most often, we can reduce your rate and reduce you monthly payment without extending the loan term. As an added benefit, Telco will re-examine your credit and lower your interest rate if it's improved after the first 6 months of your term! Will another lender promise you that?

Add on additional peace of mind to your Telco auto loan.

Protect yourself and your family with Accidental and Credit Life Insurance! Add this extra insurance coverage to Telco auto loan for maximum protection against life’s unexpected occurrences. You never know what the future can bring so it’s better to be safe than sorry.

Protect your purchase with MBP! Did you know that one in three vehicles experience a mechanical failure in a given year? Telco offers Mechanical Breakdown Protection (MBP) to help reduce out-of-pocket expenses when your vehicle suffers a mechanical failure. Benefits include:

Nationwide protection

Low deductible

Car rental reimbursement (up to $300)

Travel expenses up to $225

Increased vehicle resale value

Try it risk free - If you vehicle qualifies for our new Guaranteed Premium Refund Program and you never experience a claim during the term of your contract, you will receive a FULL REFUND up to $2,500.

The GAP Advantage! Telco offers GAP Advantage which protects your vehicle investment, not just its' value. Most insurance policies only cover the value of your vehicle if it's stolen or in an accident involving a total loss. You loan or lease balance could be higher than the value of your vehicle leaving you responsible for the difference. GAP is a non-insurance product that covers the "gap" between the vehicle's value and the amount you still owe. The GAP Advantage is an optional benefit that gives you further peace of mind - Just another way Telco is looking out for our members.

Apply for your vehicle loan online by clicking here or we can take your application information over the phone by calling us at (502) 459-3000 or (800) 292-9490.