CAR SHOPPER'S PAGE


We have assembled several resources to help you find the best price comparisons, satisfaction ratings and equipment information.

LEARN - Before you car shop!

Dealers use your credit report and FICO score to determine the rates and terms you'll receive on an auto loan or lease - AFTER you've already picked out the car you want! A buyer with a credit score of 620, for example, could end up paying $70 a month more in interest on a $10,000 car loan than someone with a score of 720. Over a five-year loan, that's $4,200 in interest payments. That's why you should talk to Kentucky Telco FIRST, before you start shopping for a car. We can tell you exactly what's on your credit report, how to improve your credit score, how much car you can afford and lower your payments.


What do you want to spend?

Use our payment calculator to help you decide what you want to spend on a new car. If you have a trade-in, check Kelley Blue Book for its value.


What do you want?

We have assembled several web sites that help you find the car that is right for you. Car and Driver's Buyer's Guide and Edmund's (highly recommended) can help narrow down your search. They include pricing and equipment information plus a brief critique of many cars. The DealerNet has an extensive database containing pricing data. Kelley Blue Book and NADA can help you find pricing information for new and used cars. All of these sites will allow you to search for cars or trucks based on criteria like price range or manufacturer.


Fasten your seatbelts!

Fill out a loan application online and receive your credit before the end of the next business day. You may also visit participating auto dealers in your area who can process your Telco loan application on the spot!